1. Agreement to Terms
By accessing or using PrediktIQ ("Platform"), you agree to be bound by these Terms and Conditions.
If you do not agree to these terms, please do not use the Platform.
2. Description of Service
PrediktIQ is a skill-based forecasting and market intelligence platform that allows users to:
- Make predictions on real-world events
- Earn points and rewards based on prediction accuracy
- Participate in market research surveys
- Interact with sponsored content from business clients
This is NOT gambling. PrediktIQ is a skill-based platform where rewards are based on forecasting accuracy and participation, not chance.
3. User Accounts and Eligibility
3.1 Age Requirement
You must be at least 18 years old to use this Platform. By creating an account, you confirm that you meet this age requirement.
3.2 Account Registration
When creating an account, you must provide:
- Accurate and complete information
- A valid email address
- Your country of residence
3.3 Account Security
You are responsible for:
- Maintaining the confidentiality of your password
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
4. User Conduct
You agree NOT to:
- Create multiple accounts to manipulate the system
- Use automated tools, bots, or scripts
- Provide false or misleading predictions
- Engage in any form of market manipulation
- Harass, abuse, or harm other users
- Violate any applicable laws or regulations
- Attempt to reverse engineer or hack the Platform
- Use the Platform for any illegal purpose
5. Predictions and Rewards
5.1 How Predictions Work
Users make predictions on binary outcomes (YES/NO) or multiple-choice questions. Predictions are evaluated based on:
- Accuracy of the prediction
- Calibration (confidence level accuracy)
- Timing of the prediction
- Quality of explanation provided
5.2 Points and Rewards
Users earn points through:
- Correct predictions
- Participation in sponsored questions
- Consistent activity (streaks)
- High-quality explanations
5.3 Reward Redemption
Points may be redeemed for rewards as determined by PrediktIQ . We reserve the right to:
- Modify reward structures
- Set minimum redemption thresholds
- Verify user identity before processing rewards
- Refuse redemption if fraud is suspected
6. Sponsored Content and B2B Services
6.1 Sponsored Questions
Business clients may create sponsored questions and campaigns. Users who interact with sponsored content may earn bonus points.
6.2 Data Sharing with Sponsors
When you participate in sponsored questions:
- Your predictions and explanations may be aggregated and shared with sponsors
- Your personal information (name, email) will NOT be shared unless you explicitly consent
- Demographic data (country, age range) may be shared in aggregated form
7. Intellectual Property
All content on the Platform, including:
- Software, code, and algorithms
- Logos, trademarks, and branding
- Question templates and formats
- AI-generated insights and analysis
...is the property of PrediktIQ and protected by copyright and intellectual property laws.
7.1 User-Generated Content
By submitting predictions, explanations, or comments, you grant PrediktIQ :
- A worldwide, non-exclusive license to use, display, and analyze your content
- The right to aggregate your contributions with other users' data
- The right to use your content for improving the Platform and AI models
8. Data Privacy and GDPR Compliance
Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your data.
Under GDPR, you have the right to:
- Access your personal data
- Rectify inaccurate data
- Request deletion of your data
- Export your data in a portable format
- Withdraw consent at any time
9. Cookies and Tracking
We use cookies to:
- Remember your login session
- Store your country and language preferences
- Analyze platform usage and improve user experience
- Track performance of sponsored campaigns
By using the Platform, you consent to our use of cookies as described in our Privacy Policy.
10. Limitation of Liability
To the fullest extent permitted by law:
- PrediktIQ is not liable for any indirect, incidental, or consequential damages
- The Platform is provided "AS IS" without warranties of any kind
- We do not guarantee the accuracy of predictions or questions
- We are not responsible for user-generated content
- Maximum liability is limited to the amount you paid in the last 12 months (typically €0 for free users)
11. Termination
We reserve the right to:
- Suspend or terminate your account at any time
- Remove any content that violates these terms
- Forfeit rewards if fraud is detected
- Refuse service to anyone for any reason
12. Changes to Terms
We may update these Terms and Conditions at any time. Significant changes will be notified via:
- Email notification
- Platform announcement
- Updated "Last Modified" date
Continued use of the Platform after changes constitutes acceptance of the new terms.
13. Dispute Resolution
13.1 Governing Law
These Terms are governed by the laws of Romania.
13.2 Arbitration
Any disputes will be resolved through binding arbitration in Bucharest, Romania, except where prohibited by law.
14. Contact Information
PrediktIQ
Email: legal@prediktiq.com
Address: Bucharest, Romania
15. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.